Ideas and Worksheets to get control of your Finances

We are committed to offering hope and help in these difficult times.

Financial Worksheets for you! 

"Having, first, gained all you can,

and, secondly saved all you can,

then 'give all you can.'"

 - John Wesley


NOTE: Additional web-related Resources

are found at the bottom of the page.

NOTE:  Available now - 2014-2015 Estimate of Giving Card (print out and mail in.)
or ONLINE for your convience.

A. Six Key Financial



 B. My/Our Life and

Financial Goals


Principles of money management can be found in the Bible.  They turn out to be the same ones that work in the secular world.
Here are the most common which help us avoid many common pitfalls and cultural traps.)
(Hint: These principles can be especially helpful in training youth and young adults as they begin to develop lifelong habits in personal finance.)
Please read these principles and Scriptures. They make a great table devotional for you and your family.
By practicing these biblical principles, all of us can find greater simplicity, contentment, generosity, and joy for our lives.
Also, be sure to check out the other financial management resources on our website.
Six Key Financial Principles
1. Pay your tithe and offering first.  (2 Corinthians 9:6-7)
2. Create a budget and track your expenses. (Proverbs 27:23-24)
3. Simplify your lifestyle (live below your means). (Matthew 6:19-33)
4. Establish an emergency fund. (1 Timothy6:9-12)
5. Pay off your credit cards, use cash/debit cards for purchases, and use credit wisely. (Proverbs 22:7)
6. Practice long-term savings and investing habits.  (Luke 14:28)


1. I will thank God daily for all my blessings.  

     My goal for daily Bible reading and prayer  is ______ days each week.  


 2. I will seek contentment and simplicity and live within my means.    

      My spending goal is ________________________


3. I will seek freedom from the bonds of credit and debt.  

     My debt reduction goal is ____________________


4. I will seek to wisely manage the gifts God has given me, investing and saving for the future.    

       My saving goal is _________________________


5. I will worship God each week by the giving of my tithes and offerings.  

      My estimate of giving for 2011 is _____________


For personal use.  

 Place in your Bible for reference in the coming year.




In using these steps, Please.....

Step #1: Prayerfully fill out the Life & Financial Goals Worksheet.
Step #2: Track your spending over the last 12 months, make plans for the next 12 months based on Step #1.
How would you define or describe your life purpose?
What are three goals that can help you to achieve this life purpose?
What are some financial goals that can help to support your life goals and purpose?
Short-term financial goals (next 12 months):
Mid-range financial goals (2–5 years):
Long-term financial goals (5 years to retirement):

 D. My/Our 12 Month

 Basic Budget Worksheet

Item               Actual %       Suggested %*     Plan for next 12 mos


Charitable Gifts     _____           10–12%                 _____


Housing                _____            25–35%                _____


Transportation      _____            10–15%                 _____


Food                    _____             5–15%                 _____


Saving                  _____            5–10%                 _____



Utilities                 _____           5–10%                _____


Medical/Health      _____             5–10%                 _____


Debt                    _____             5–10%                 _____


Clothing                _____            5–10%                 _____


Miscellaneous       _____             5–10%                 _____


Other                   _____              ______               _____



*These percentages are adapted from Dave Ramsey’s The Total Money Makeover (Thomas Nelson, 2007).




Additional faith-related financial resources include: 

Developing a Budget:

Getting out of Debt: